About us
01
Scheme files, processor reports and bank statements were downloaded and matched in spreadsheets, every day, by people who knew every quirk.
02
Reconciliation software was built for bank accounts and invoices, not for interchange, scheme fees, reserves and net settlements.
03
Valurec starts with the formats, rules and checks of payment finance, and adds AI where it improves the outcome.
Where we come from
We fixed reconciliation at issuers, acquirers and PSPs. So Valurec ships with the formats, rules and checks payment companies need already built in.
Acquiring & processing
Merchant acquiring
Payments & BNPL
Payment platform
Payment service provider
Our team
The same input gives the same answer, every time. Matching runs on rules you can read and test.
AI reads new formats, explains exceptions and suggests fixes, always within your rules.
Every match, fix and posting keeps its source, rule, approver and timestamp.
Scheme formats, interchange logic and settlement cycles are built in, not configured from scratch.
Barbaros Özbugutu
Co-Founder · CEO
Volkan Özkan
Co-Founder · CPO
